Create a Financial Plan & Fee-Only Investment Help

Five simple steps...to get on track.

Click here to view the GMW Meeting Process.

While not all client circumstances are the same, we have developed a consistent process to achieve results.

Steps:

1. Introductions / Get Acquainted

2. Clarify Your Goals

3. Scope Your Needs/Our Services

4. Compare Investment Beliefs

5. Risk Examination

1. Define, Discuss, and Clarify

We start out by listening to you and making sure that we clearly explain and document the services we will be offering. Successful engagements always involve clear communication and a deep understanding of our client's situation. You will come away understanding what we believe to be our responsibilities, what we expect from you, how we will be paid, how long the professional relationship should last.

2. Gather, Analyze and Evaluate

Steps:

1. Data Discovery

2. Review Risk Results

3. Setup New Accounts*

4. Begin Account Transfers*

5. Analysis and Design

Most likely, your goals, dreams and current financial situation is at the core of this step. We will ask you to share detailed information and delve into your documents. Then, we will mutually define your goals, understand your time frame for results, and discuss how you feel about risk. Our advisors then analyze your information to assess your current situation and determine what you should do to meet your goals.

3. Organize, Formalize, and Present

Steps:

1. Review/Amend Plan Results

2. Capital Markets Presentation

3. Asset Allocation per Risk & Need

4. Discuss Specific Allocation*

5. Review IPS*

In this phase, our advisors offer recommendations that address your goals based on the information you provide. We integrate your personal and investment goals, risk tolerance, and performance expectations into a formal plan and investment asset allocation. At GMW, we strive to ensure that you understand our suggestions so that you can make informed decisions. All courses of action are formalized in writing.

4. Implementation and Completion

Steps:

1. Implement strategies

2. Client task completion

3. Advisor task completion

4. Quality Assurance

Time to take action. Depending on the service level you have chosen and your level of technical expertise and resources, our involvement here may be minimal or comprehensive. Many clients have indicated that this can be a overwhelming step to complete on your own. For our Wealth Management level we'll implement your investment strategy using one of our asset allocations and help you work toward achieving your goals.

5. Monitor and Review

Steps:

1. Track and update

2. Re-assess and Rebalance*

3. Future enhancements

4. Implement changes

After your investment portfolio is implemented and your plan is in place, you advisor will monitor your progress towards your goals and will meet with you periodically to review your situation and adjust your recommendations, if needed, as your life changes. You and your advisor will work together to determine the frequency and depth of your wealth management strategy and investment portfolio reviews.

*Applies only to Wealth and Asset clients.

Home l Wealth Management l Financial Planning l Asset Management l 401(k)