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Unbiased information may help you make the most of your retirement plan. Take a look at the portfolio models below, which were created based upon your plan's investment alternatives.
Please remember that these are possible options only and understand that we are not the the Administrator for your plan. Please contact your HR department or your Plan Administrator if you need help with or have any questions about your plan.
If you find these model allocations useful, feel free to share them with your colleagues, friends, and family.
Have a Gold Medal Waters Advisor work with you on your financial plan and entire investment portfolio - not just your retirement plan.
Request a free initial consultation to meet and assess your situation.
By phone at (720) 887-1299.
Listed at right are the current plan options that have been reported to us.
If we need to update our records, please
| LZRD EMRG MKTS EQ IS | DODGE & COX STOCK | TCM SM MID CAP GROWTH |
| PERKINS MID CAP VAL I | FIDELITY GROWTH CO K | PIMCO TOTAL RETURN INST |
| FIDELITY MIP II CL 3 | FIDELITY CONTRAFUND K FID DISCIPLND EQ K | FIDELITY BALANCED |
| VANGUARD INST INDEX | FIDELITY WORLDWIDE | GALLIARD STABLE VALUE |
| SPARTAN INTL INDEX | ORACLE COMMON STK FD | VANGUARD TARGET (varying) |
| VANGUARD EXT MKT IDX INS | DODGE & COX INTL STOCK | |
| VANGUARD TOT BOND MKT INST | ARTISAN INTL- INVESTOR | |
| FIDELITY LOW PRICED STK K | ARTISAN SM CAP VALUE | VARIOUS FREEDOM FUNDS |
What are the different portfolio models in the chart?
| Fund | Asset Class | 0/100 | 20/80 | 40/60 | 50/50 | 60/40 | 80/20 | 100/0 |
| VANGUARD INST INDEX | LARGE CAP | 0% | 6% | 12% | 15% | 18% | 24% | 30% |
| DODGE & COX STOCK | LARGE CAP VALUE | 0% | 4% | 8% | 10% | 12% | 16% | 20% |
| VANG EXT MKT IDX INS | SMALL CAP | 0% | 2% | 4% | 5% | 6% | 8% | 10% |
| ARTISAN SM CAP VALUE | SMALL CAP VALUE | 0% | 2% | 4% | 5% | 6% | 8% | 10% |
| SPARTAN INTL INDEX | INTERNATIONAL | 0% | 4% | 8% | 10% | 12% | 16% | 20% |
| LZRD EMRG MKTS EQ IS | EMERGING MARKETS | 0% | 2% | 4% | 5% | 6% | 8% | 10% |
| FIDELITY MIP II CL 3 | SHORT TERM FIXED | 50% | 40% | 30% | 25% | 20% | 10% | 0% |
| VANG TOT BD MKT INST | INT TERM FIXED | 50% | 40% | 30% | 25% | 20% | 10% | 0% |
Involves lowest level of risk. For short-term goals.
20% Stock/80% Bond
Involves lower level of risk. For shorter-term goals.
40% Stock/60% Bond
Involves a moderate level of risk. For short to intermediate goals.
50% Stock/50% Bond
Involves a moderate to moderately high level of risk. For intermediate-term goals.
60% Stock/40% Bond
Involves a moderately high level of risk. For intermediate to longer-term goals.
80% Stock/20% Bond
Involves a high level of risk. For long-term goals and aggressive investors.
100% Stock/0% Bond
Involves the highest level of risk. For long-term goals and very aggressive investors.
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