Gold

Medal

Waters

Michael Baker 401k

Latest Review: 1/28/2009

Unbiased information may help you make the most of your retirement plan. Take a look at the portfolio models below, which were created based upon your plan's investment alternatives.

Please remember that these are possible options only and understand that we are not the the Administrator for your plan. Please contact your HR department or your Plan Administrator if you need help with or have any questions about your plan.

If you find these model allocations useful, feel free to share them with your colleagues, friends, and family.

Need help with your total plan?

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Your Current Options

Listed at right are the current plan options that have been reported to us.

If we need to update our records, please

AF GROWTH OF AMERICA R5	LOOMIS SMALL-CAP VALUE
FIDELITY CONTRAFUND	MICHAEL BAKER STOCK
FIDELITY GROWTH COMPANY	DODGE & COX BALANCED
SPARTAN US EQUITY INDEX	FIDELITY FREEDOM (varying)
TRP EQUITY INCOME	FIDELITY MGD INC PORT
FRANKLIN SMALL/MID-CAP GROW	PIMCO TOTAL RETURN
AF NEW PERSPECTIVE R5	FIDELITY RETIRE MONEY MRKT
FIDELITY INTL DISCOVERY

send us your new options.

What are the different portfolio models in the chart?

Fund	Asset Class	0/100	20/80	40/60	50/50	60/40	80/20	100/0
SPARTAN US EQUITY	LARGE CAP	0%	6%	12%	15%	18%	24%	30%
FID CONTRAFUND	LARGE CAP VALUE	0%	4%	8%	10%	12%	16%	20%
FRANKLIN SMALL/MID GR	SMALL/MID	0%	4%	8%	10%	12%	16%	20%
FID INTL DISCOVERY	INTERNATIONAL	0%	2%	4%	5%	6%	8%	10%
LOOMIS VALUE	INTL SMALL VALUE	0%	4%	8%	10%	12%	16%	20%
FID MGD INC PORT	SHORT-TERM FIXED	50%	40%	30%	25%	20%	10%	0%
PIMCO TOTAL RETURN	INT-LONG TERM FIXED	50%	40%	30%	25%	20%	10%	0%

NOTES:	NO REAL ESTATE OPTION
	NO EMERGING OPTION

0% Stock/100% Bond

Involves lowest level of risk. For short-term goals.
20% Stock/80% Bond
Involves lower level of risk. For shorter-term goals.
40% Stock/60% Bond
Involves a moderate level of risk. For short to intermediate goals.
50% Stock/50% Bond
Involves a moderate to moderately high level of risk. For intermediate-term goals.
60% Stock/40% Bond
Involves a moderately high level of risk. For intermediate to longer-term goals.
80% Stock/20% Bond
Involves a high level of risk. For long-term goals and aggressive investors.
100% Stock/0% Bond
Involves the highest level of risk. For long-term goals and very aggressive investors.