401k Service > Your Company
Unbiased information may help you make the most of your retirement plan. Take a look at the portfolio models below, which were created based upon your plan's investment alternatives.
Please remember that these are possible options only and understand that we are not the the Administrator for your plan. Please contact your HR department or your Plan Administrator if you need help with or have any questions about your plan.
If you find these model allocations useful, feel free to share them with your colleagues, friends, and family.
Have a Gold Medal Waters Advisor work with you on your financial plan and entire investment portfolio - not just your retirement plan.
Request a free initial consultation to meet and assess your situation.
By phone at (720) 887-1299.
Listed at right are the current plan options that have been reported to us.
If we need to update our records, please
| VANGUARD PRIME MONEY MRKT | VANGUARD TOTAL STOCK FUND | |
| WELLS FARGO STABLE RETURN | VANGUARD SMALL-CAP ADMIRAL | |
| VANGUARD TOTAL BOND MRKT | FIDELITY CONTRAFUND | |
| COLUMBIA HIGH-YIELD FUND | RS DIVERSIFIED GROWTH FUND | |
| FIDELITY BALANCED FUND | PREFERRED INTL VALUE | |
| FIDELITY GROWTH AND INCOME | VANGUARD DEVELOPED MRKTS | |
| FIDELITY MAGELLAN FUND | THIRD AVENUE REAL ESTATE VAL | |
| VANGUARD INST INDEX FUND |
What are the different portfolio models in the chart?
| Fund | Asset Class | 0/100 | 20/80 | 40/60 | 50/50 | 60/40 | 80/20 | 100/0 |
| VANGUARD INST INDEX | LARGE CAP | 0% | 8% | 16% | 20% | 24% | 32% | 40% |
| VANGUARD SMALL-CAP | SMALL CAP | 0% | 2% | 4% | 5% | 6% | 8% | 10% |
| RS DIVERSIFIED GROW | SMALL CAP VALUE | 0% | 2% | 4% | 5% | 6% | 8% | 10% |
| THIRD AVE REAL ESTATE | REAL ESTATE | 0% | 2% | 4% | 5% | 6% | 8% | 10% |
| VANGUARD DEV MRKTS | INTERNATIONAL | 0% | 6% | 12% | 15% | 18% | 24% | 30% |
| WELLS FARGO STABLE | SHORT-TERM FIXED | 50% | 40% | 30% | 25% | 20% | 10% | 0% |
| VANGAURD TOTAL BOND | INTERMEDIATE FIXED | 50% | 40% | 30% | 25% | 20% | 10% | 0% |
| NOTES: | NO SMALL INTL OPTION | |||||||
| NO EMERGING OPTION | ||||||||
Involves lowest level of risk. For short-term goals.
20% Stock/80% Bond
Involves lower level of risk. For shorter-term goals.
40% Stock/60% Bond
Involves a moderate level of risk. For short to intermediate goals.
50% Stock/50% Bond
Involves a moderate to moderately high level of risk. For intermediate-term goals.
60% Stock/40% Bond
Involves a moderately high level of risk. For intermediate to longer-term goals.
80% Stock/20% Bond
Involves a high level of risk. For long-term goals and aggressive investors.
100% Stock/0% Bond
Involves the highest level of risk. For long-term goals and very aggressive investors.
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